Launch Student Center

Health and Wellness

Student Health Insurance Plan

  • Health insurance enrollment is required for all Domestic full-time, undergraduate students (12 credit hours or more). To ensure compliance, Averett University students are automatically enrolled in and billed for the Student Health Insurance Plan. The annual cost is $2,630. The plan is underwritten by United Healthcare. Claim service is provided by United Healthcare Student Resources.
  • If you’re currently insured, you can waive enrollment and the premium charge with proof of alternate comparable coverage. Not all plans provide comparable coverage, such as out-of-state Medicaid plans, certain HMOs and managed care plans. Be sure to check with your insurance company before waiving coverage. Please note that non U.S.-based International coverage and short term coverage are not considered comparable insurance coverage.
  • To waive or opt out of the Student Health Insurance Plan for 2022-23 policy year:
    • Log onto
    •  Click on the “Find Your School” drop-down box to locate Averett University
    • Click on Waiver Your School’s Insurance and follow the instructions
    • From there, complete the waiver form and click “Continue”
    • The Online Waiver form deadline is Feb. 15, 2023

If a waiver form is not submitted by the deadline, you will automatically stay enrolled in, and be billed for, the student insurance plan for the entire policy year.

  • Reminder, the waiver process has to be done every year that students attend Averett University since plans can change with student/parents’ employer.
  • If you have any questions or concerns, please contact RCM&D at 1-800-346-4075 extension 1452 or by email at [email protected]

International Student Health Insurance – 2022-23

As an International Student you have the same option as all other Averett University students to either enroll in the student health insurance plan provided by United Healthcare or waive out of this plan by completing the online waiver process at

Averett University requires your health insurance to meet the following minimum standards:

  1. Insure you for the period of time you are attending Averett University;
  2. Provide a minimum benefit of $100,000 (US Dollars) for any expenses related to an injury or illness;
  3. Provide a minimum benefit of $25,000 (US Dollars) for any expenses related to the repatriation of mortal remains;
  4. Provide a minimum benefit of $50,000 (US Dollars) for any expenses related to medical evacuation; and
  5. Your policy cannot require you to pay more than 25% of the medical expenses for any injury or illness.

If you need assistance determining if your insurance policy meets these minimum standards please email a copy of your policy (must be in English) to [email protected].  Your options for purchasing insurance are:

  1. Participate in the Averett University sponsored student health insurance plan through United Healthcare.  You can enroll online at and the annual cost of the plan will be $2,630; or
  2. You can purchase coverage through any other insurance company as long as it meets the minimum standards previously outlined.  If you select this option you will be required to complete the online waiver form at to avoid being charged $2,630 for the Averett University sponsored student health insurance plan.

The change in the health insurance requirement for International Students does not change your mandatory participation in Averett University’s separate accident insurance plan that all students must have that costs $190 for the year.  If you do choose to waive the Averett University student health insurance plan you are assuming all financial responsibility while you are attending Averett University.

Proof of Insurance

All students are required to provide proof of health insurance by August 31, 2023.  You are required to either enroll in or waive out of the Averett University sponsored student health insurance plan by August 31.  If you do not complete a waiver by the deadline you will automatically be enrolled in the student health insurance plan and charged $2,630.

If you have any questions about the new International Student health insurance requirement please contact Tim Cummons by emailing [email protected] or calling him at (800)346-4075, extension 1452.

Mandatory Accident Insurance

Averett University requires students to purchase an accident policy

Averett University is concerned about the safety and well-being of our students.  Unexpected medical expenses may threaten your ability to complete your education should you suffer an injury.  The accident insurance plan will pay for any expenses not covered by your health insurance, up to $10,000 per accident.

All students are required to participate in this program which costs $190 for the year and is billed to their student account.  We understand everyone will have health insurance plan or participate in the student health insurance plan.  Most insurance policies have limitations that require the insured to pay for some expenses out of their own pocket.  This policy is designed to supplement and fill the gaps for any expenses resulting from an accident.

Students can go online to for assistance with the claim process for the Mandatory Accident program.  You can request additional assistance by emailing [email protected].